Description: Discusses mortality improvements over the last 20 years, the extent to which premiums on nonparticipating policies reflect the changes in mortality experience, the proposed new valuation table, should valuation tables be split by gender, and extra mortality on substandard lives at very long durations.

Description: This paper develops the apportionate basis for the immediate payment of claims as an alternative to continuous functions. A new function, the apportionable annuity due, is defined and derived and formulas for net premiums and terminal reserves on the apportionable basis are developed. Then an investigation is made of the relationship of net premiums and terminal reserves on the apportionable basis to the corresponding functions on the continuous functions basis.

Description: This is the discussion of the paper by J. Alan Lauer that develops the apportionate basis for the immediate payment of claims as an alternative to continuous functions. A new function, the apportionable annuity due, is defined and derived and formulas for net premiums and terminal reserves on the apportionable basis are developed. Then an investigation is made of the relationship of net premiums and terminal reserves on the apportionable basis to the corresponding functions on the continuous functions basis.

Description: Cover letter that explains the study, the expected results and the other 5 accompanying documents. The purpose of the study is to collect preferred class structure mortality to support new reserving methods based on multiple preferred and standard class mortality experience.

Description: Covers experience from 1973 - 1978 on nonsmoker mortality to be used by the NAIC and its Technical Advisory Committee as a basis for developing interim valuation standards for nonsmoker ordinary business. Interim scaling factors to be applied to specified valuation mortality tables are also provided to develop smoker and non-smoker valuation mortality.

Description: Covers the mortality experience under for individual life insurance between 1982 and 1983 policy anniversaries. The report also covers experience between 1978 and 1983 policy anniversaries for certain comparisons of data.

Description: Covers 1983 - 1984 and 1979 - 1984 anniversaries mortality experience for individual life insurance.

Description: Covers 1984 - 1985 and 1980 - 1985 anniversaries mortality experience for individual life.

Description: Covers individual life mortality experience between 1980 - 1981 anniversaries and 1976 - 1981 anniversaries.

Description: Covers individual life mortality experience for the 1981 - 1982 anniversary period and for the 1977 - 1982 anniversary period.